If you don’t use your benefits you might lose them

If you’re a member of a private health fund the clock is probably ticking on your opportunity to make the best of your dental benefits. In fact, there’s a fairly good chance they may expire at the end of the year.

That’s why leading experts in the Hunter’s dental industry are reminding locals that they need to be aware that if they don’t take advantage of these opportunities before Christmas, it could just be money down the drain.

“Most major health funds within Australia have a benefit year commencing on the first of January through until the 31st of December,” Paul Robertson, COO explained.

“So, if you haven’t used all of your dental benefits before the end of the year, they may expire. This means that you and your teeth will be left without the care that – let’s face it – you’ve paid for through your health insurance.”

According to a 2015 report by the Australian Institute of Health and Welfare, roughly 50 per cent of people over the age of five-years-old have some level of dental insurance.

Similarly, in 2010, 48 per cent of 12-year-olds had experienced some level of decay in their permanent teeth.

Oral hygiene and good dental care is essential to overall health and well-being. It can also affect your self-esteem and general quality of life.

If you don’t use your benefits you might lose them

There are a few simple things you can do to ensure your dental benefits are working as hard as they ought to for your precious pearly whites.

Firstly, you can check with your health insurance provider to find out if your benefits for this year have an expiry date and what you’re entitled to.

Generally, health funds cover all or part of your regular dental check-ups for the year as well as part of your general or major dentistry. If your dentist has recommended a treatment plan, it’s the perfect time to use up your benefits before they run out.

“Get in touch with your local dentist as soon as possible to make your appointment, so you don’t miss out,” Paul Robertson said.

“As you can imagine, November and December are busy months for teeth that want to look their best for the holiday season and remain sparkling white as the New Year’s Resolutions kick in.”

“For more information about your private health insurance and dental benefits, call your provider directly to get a full view of what you’re eligible for and what you can claim for before it runs out,” Paul Robertson said.

“To book an appointment with one of our dentists, visit pacificsmilesdental.com.au to find your nearest centre. With numerous locations offering a comprehensive range of services, you’ll find the exceptional care and expertise you deserve.”